| It's no big surprise that major credit
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| | credit cards come with a ridiculously
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| card companies are aiming their marketing
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| | high APR and crippling late fee charges,
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| campaigns towards our countries up and
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| | which in most cases, cause the APR to
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| coming generation. To credit card
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| | soar even higher!This may seem a little
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| companies, no consumer is more profitable
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| | redundant and obvious to you and I, but
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| than today's college students.Students
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| | to students the phrases "APR", "late
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| are big business to them, and for good
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| | fees" and "interest rates" aren't an
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| reasons. Why? Simple, teens like to spend
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| | established part of their vocabulary yet.
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| money they don't have! Were you poor
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| | This is where things get sticky. The
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| when you left the house and took your
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| | statistics don't lie, and research has it
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| first shot at the big University? Yeah,
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| | that nearly 11 percent of people who seek
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| so was I. In fact the majority of
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| | credit counseling are under the age of
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| today's college students live off of
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| | 24. According to Colorado Public Interest
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| loans and a minimum wage job, leaving
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| | Research Group, 49 percent of Colorado's
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| them very little to spend on merchandise.
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| | college students have more than one
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| This is where the credit card companies
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| | credit card, which is higher than the
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| make their killing. Instead of saving up
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| | national average of 37%!The solution
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| for that cute pink shirt on the clearance
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| | should be obvious. Students should be
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| rack, or that shiny new watch, students
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| | taught about credit and debt management.
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| can charge it to the new "low" APR
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| | In fact, most students don't even know
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| student card they just received in the
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| | that free nonprofit credit counseling
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| mail. In fact, by opening up credit card
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| | agencies are at their disposal,
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| booths Nationwide, credit card companies
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| | nationwide. Counseling can help make
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| are making it easier than ever for
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| | budgets or stop students from sinking
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| students to get their feet wet.So in
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| | further in debt. They also re-teach young
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| answer to the topic question: yes,
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| | students the "value" of the dollar bill,
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| students are most definitely getting in
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| | a concept slowly diminishing in our day
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| over their head when it comes to credit
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| | and age. It's obvious credit card
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| and debt management. If your part of the
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| | companies care very little about this.
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| younger generation you may recall getting
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| | The more we don't know, the more they
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| your very first shiny gold/platinum card
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| | make.Adam Boulton is currently enrolled
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| in the mail. Do you remember skipping
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| | as a full-time student and has seen first
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| all the fine print mumbo jumbo? Well,
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| | hand the damages student credit cards can
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| most students today are in the same boat.
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| | cause. If you would like more info about
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| The only thing we cared about is that
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| | the pros and cons of student credit cards
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| little line at the bottom that tells us
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| | please visit his website at
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| how much we can spend: our line of
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| | StudentResourceCenter.
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| credit. The fact is, Most "Student"
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